Privacy Policy

Privacy Policy – Summary

At Natural Intelligence, we are committed to protecting user privacy. Therefore, we have created and are maintaining an ongoing privacy compliance framework that enables users to access and exercise their privacy rights.

This policy explains what information we collect, how we use it, who we share it with, and what options you have about certain uses. Key elements of our full privacy policy are summarized below for your convenience. However, the full version of our privacy policy is the legally binding one.

During your visit to our websites, we will collect information about your visit, your interaction with content, the site from which you came and the one to which you are headed, and some technical information about the device and system from which you are accessing the services. When you use our services, we may ask you to provide sensitive Personal Information, which may include financial information. We use such information to match you with a third-party financial service provider or a platform that may provide you with financial product offers.

Our data collection practices comply with applicable laws. Specifically we comply with the Gramm-Leach-Bliley Act to the extent it is applicable to our use, and sharing practices. In some states in the US, our processing of information may raise additional privacy rights. Vermont residents should note that we will not share nonpublic Personal Information with unaffiliated third parties without their consent, except as permitted by law, and we will not share credit scores with our affiliates, to the extent such are collected. Residents of states that have state privacy regulations should also review their state privacy notices.

We use the information collected on our websites to provide the services you request, to improve the services over time, to measure analytics, statistics, and to sync and resolve payment issues with our Partners (as described in section 3.1.1 below).

We will not share your information unless we are required to by law, or as required to provide you with our website and services, or if we receive your consent to such data sharing.

The Site may link to third party websites, we are not responsible for the privacy practices of such third parties and you should review their privacy policies of such sites when you access them.

Privacy Policy

Last Updated: November 1, 2024

This privacy policy ("Privacy Policy") describes Natural Intelligence’s ("NI” , "we", "our" or "us") data collection practices in connection with this site (as well as its subdomains, features, and services available thereon, the "Site"), and in connection with your use or engagement with any feature, content, offer, element or service we make available to you via the Site (the “Services”).

We may change this Privacy Policy at any time. We will post the modified Privacy Policy on the Site, and the “Last Updated” statement at the top shall reflect the effective date of the modified version. If you access or use the Site following such date, you consent to the modified Privacy Policy. If we make significant changes, we will make sure to provide more prominent notice to you, such as posting a notification on the Site, seven (7) days before the changes become effective. In which case, the changes will be effective seven (7) days after such notification was published.

This Privacy Policy includes:

1. Terms Of Use
2. Our Legal Bases of Processing
3. Information We Process
4. The Way We Use Personal Information
5. Sharing Your Information with Third Parties
6. Links to and Interaction with Third Party Properties
7. Choices and Opt-Out
8. Information Security
9. Children's Privacy
10. Commitment
11. Contact Us

1. Terms of Use . This Privacy Policy forms an integral part of the Site's Terms of Use (the "Terms"). Any capitalized term in this Privacy Policy that was not defined, will have the meaning given to it in the Terms.

For the purposes of this Privacy Policy, "Personal Information" means information that may be used, either alone or in combination with other information, to personally identify an individual, such as a first and last name, an email address, phone number, a home or other physical address, and other contact information. In some jurisdictions and given the specific use we make with the information, an IP address may also be considered Personal Information. In which case, we will be treating the IP address as personal information in all handling and safeguarding aspects.

You are not legally obligated to provide us with Personal Information nor are you required to use the Site in the first place. By using the Site and engaging or interacting with the Services, you consent to this Privacy Policy and to our information practices described herein. If you do not agree to this Privacy Policy, please do not access or otherwise use the Site or the Services.

Our data processing procedures are based on consent, contract performance, legitimate interests and legal obligations.

2. Our Legal Bases of Processing . We process and use Personal Information in accordance with applicable data protection laws.

Our legal grounds for processing your Personal Information will typically be one or more of the following:

2.1. Consent . If necessary, we may ask for your consent to process your Personal Information to provide additional services (e.g., when you subscribe to our newsletters, provide us with Personal Information to obtain personalized loan information).When we rely on consent as our legal basis you may ask to withdraw your consent by sending us a request through our contact form. Please note that partial or irrelevant inquiries may not receive a response. Once we have verified your request, we will contact you.

2.2. Contract performance . By accessing or using the Site, you express your intent to use our Services and ask us to provide them. To do so, we need to process some of your Personal Information - for example, financial information in order to provide you with offers from our Partners (as described in section 3.1.1).

2.3. Legitimate Interests . Your Personal Information may be used if we have legitimate business reasons to do so. To operate, improve, and promote the Services (for example, by customizing your experience or by analyzing usage trends) and to protect our business (for example, by managing fraud or ensuring the Site is secure).

2.4. Legal Obligations . We may use your Personal Information in certain circumstances to comply with regulatory obligations (for example, addressing complaints from users or authorities);

3. Information We Process . When you visit the Site, or use the Services, we may collect certain information about your visit and usage of the Site and the Services, in one or more of the following ways:

3.1. Information You Provide to Us . Some of the Services require you to submit Personal Information in order to use them. You must specifically and actively consent to such Services and features (e.g., submitting your financial information to be contacted by our Partners (as described in section 3.1.1) regarding potential loan offers, subscribing to newsletters that are offered on certain Sites) and some information will be collected upon your consent to this Privacy Policy, as described below.

3.1.1. Third Party Forms and Services : the Site lists, rates and compares a variety of financial services businesses, lending partners, platforms, brands and commercial entities (collectively, "Partners''), as well as their products and services (collectively, "Products"). We may provide you with offers and Products of Partners via an online request to be filled by you, upon your intent choice and consent, and such information will be used to facilitate your connection and/or engagement with the relevant Partners (“Lead”). Information you submit will also be provided directly to our Partners and will be used according to their privacy policies as well as this one. The Personal Information you provided will be used by Us as described in section 2 above.

Please refer to the full document above for the complete details of sections 3.1.2 through 10, including information on cookies, analytics, your rights, and contact options.